ATM and ITM Management

Machines Loaded.
Balanced and Secured.

Federal Armored replenishes, balances and reconciles ATMs and ITMs across a variety of machine manufacturers, for credit unions, community banks and financial institutions across Michigan.

MSP-Screened Crews
Armed & fully vetted
Lloyd's of London
Full coverage protection
31+ Years
Proven track record
50+ Vehicles
Statewide deployment
The Problem

The Risk of Running
Your Own ATMs.

Cash Liability on Your Books

Every ATM holds a large amount of cash. Servicing it in-house keeps your staff handling the cash and your institution carrying the risk, and auditors flag it. An insured armored carrier takes over the handling and the exposure.

Balancing Errors Pile Up

Host and local counts drift apart without disciplined reconciliation. Every variance turns into an investigation.

After-Hours Calls Expose Techs

A technician servicing a machine after hours in an exposed location works alone, next to the cash.

The Federal Armored Difference

Why Federal Armored

Hundreds of Locations

We service a variety of machine manufacturers, including NCR, Diebold and Hyosung, across hundreds of ATM and ITM locations for Michigan credit unions, community banks and financial institutions.

Michigan-Owned for Over 30 Years

Terminals in Flint, Grand Rapids and Traverse City. Decisions get made in Michigan, by people who run the routes.

We Answer the Phone

Call (810) 820-8169. No voicemail. No automation. Speak directly to operations. Real decisions in real time.

Side-by-Side

Federal Armored vs.
National Carriers.

How a Michigan-operated, owner-led carrier compares against the national fleets you may have used before.

The ComparisonCapabilityWhere the difference shows up
Federal ArmoredMichigan-operated · 31+ years
National CarriersStandardized service · distant decisions
Michigan-based decision-makers
Dedicated local account contact
Call center
Lloyd's of London cargo coverage
Varies
24/7 emergency dispatch
Tiered support
Same-week onboarding
60–90 days
Direct line to operations leadership
Call center routing
Contract flexibility (route, schedule, scope)
Standardized SLAs
How We Solve It

Full-Service
ATM Coverage.

    01

    Cash Replenishment

    Precise denomination loading per machine configuration.

    • Cassette swaps and cash extraction
    • Deposit pulls
    • All machine types, including NCR, Diebold and Hyosung
    02

    Reconciliation and Balancing

    Full reconciliation and balancing on every machine you assign us.

    • Host and local count reconciliation
    • Count variances reported to your team
    03

    Maintenance and Emergency Dispatch

    Maintenance coordination with your ATM vendor and emergency dispatch when a machine goes down.

    • Emergency dispatch statewide
    • Service across hundreds of ATM and ITM locations
    04

    Safe Tech Coverage

    Armed security personnel accompany ATM technicians on after-hours and high-risk service calls.

    • Security for the technician and the machine’s cash inventory
    • Available statewide from all terminal locations
How It Works

How We Run
Your Machines.

01. Schedule

Fill cycles set by machine volume.

02. Load

An armed crew swaps cassettes and loads denominations per machine configuration.

03. Balance

Host and local counts reconciled.

04. Report

We process and report ATM residuals and deposits.

Statewide Footprint

We Cover All of Michigan
From Three Terminals.

Federal Armored covers the entire state of Michigan from terminals in Flint, Grand Rapids and Traverse City.

Flint

Terminal + Vault

Dispatch, vault and cash processing

Cash in transit, smart safes, ATM service, cash processing and vaulting, as part of our full-state Michigan coverage.

Grand Rapids

Terminal + Vault

Dispatch, vault and cash processing

Cash in transit, smart safes, ATM service, cash processing and vaulting, as part of our full-state Michigan coverage.

Traverse City

Terminal

Dispatch and daily service up north

Cash in transit, smart safes and ATM service, reaching corridors other armored carriers in Michigan do not, as part of our full-state coverage.

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Years in Operation
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Armored Trucks
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Michigan Terminals
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MSP-Screened Staff
Common Questions

What every buyer
asks first.

Do you offer ATM support and replenishment?

Full-service ATM and ITM coverage: cash replenishment, balancing, reconciliation, deposit pulls, cassette swaps, maintenance coordination and emergency dispatch. We service all machine types, including NCR, Diebold and Hyosung, across hundreds of ATM and ITM locations for credit unions, community banks and financial institutions throughout Michigan.

What is Safe Tech Coverage Service?

Professional armed security personnel who accompany ATM technicians on after-hours or high-risk service calls. When your ATM vendor needs to perform maintenance after hours in an exposed location, our armed crew provides the security presence that protects both the technician and the machine's cash inventory. Available statewide from all terminal locations.

Can you scale ATM/ITM servicing across multiple counties?

Yes. We provide service coverage across Michigan from terminals in Flint, Grand Rapids and Traverse City. We service all machine types, including NCR, Diebold and Hyosung, across hundreds of locations for Michigan credit unions. As your ATM and ITM fleet grows, we scale our service with it.

Twenty Minutes. No Commitment.

Keep Every Machine
Loaded.

A 20-minute assessment. A custom proposal within 48 hours. Service in days, not months.

Explore More

See the full Federal Armored service catalog.

Smart safes, CIT, vaulting, ATM management, cash processing — the complete operation.

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