Cash Processing and Vaulting

Your Off-Site Vault.
Your Processing Center.

Federal Armored handles deposit verification, cash and coin counting, change order fulfillment, secure storage and automated deposit posting.

MSP-Screened Crews
Armed & fully vetted
Lloyd's of London
Full coverage protection
31+ Years
Proven track record
50+ Vehicles
Statewide deployment
The Problem

The Weight of
In-House Cash.

Staff Stuck Counting

Tellers and managers counting, sorting and verifying cash are away from members and customers.

Inventory Drives Up Cost

A large cash inventory on site raises insurance cost and security exposure.

Audit Gaps

Manual handling between locations leaves gaps in the record auditors review.

The Federal Armored Difference

Why Federal Armored

Your Staff Stops Counting

Our vault handles the processing and denomination prep. Your team goes back to customers and members.

We Grow With You

As your branches and commercial customers grow, our vault grows with you. Scale your deposit operations without scaling your cash handling infrastructure.

Michigan-Owned for Over 30 Years

Terminals in Flint, Grand Rapids and Traverse City. Decisions get made in Michigan, by people who run the routes.

Side-by-Side

Federal Armored vs.
National Carriers.

How a Michigan-operated, owner-led carrier compares against the national fleets you may have used before.

The ComparisonCapabilityWhere the difference shows up
Federal ArmoredMichigan-operated · 31+ years
National CarriersStandardized service · distant decisions
Michigan-based decision-makers
Dedicated local account contact
Call center
Lloyd's of London cargo coverage
Varies
24/7 emergency dispatch
Tiered support
Same-week onboarding
60–90 days
Direct line to operations leadership
Call center routing
Contract flexibility (route, schedule, scope)
Standardized SLAs
How We Solve It

Vault and
Processing Services.

    01

    Secure Off-Site Vaulting

    Storage of currency and coin at our vault terminals, with complete chain-of-custody documentation.

    • Michigan vault terminals
    • Overnight holding between count and delivery
    • Zero-tolerance balancing protocols
    02

    Deposit Verification and Processing

    Cash and coin verified and counted at machine-grade accuracy.

    • Discrepancy reporting against your declared deposit
    • Custom documentation for your accounting team
    03

    Change Order Fulfillment

    Custom denomination orders prepared in our vault and delivered on your next scheduled service day.

    • Standard strap orders to specialized coin rolls
    • Expedited orders for urgent needs
    • For single locations and multi-branch networks
    04

    Cash Technology and Tools

    The tools behind your cash cycle, from forecasting to posting.

    • AI-driven cash forecasting
    • Automated deposit posting to your accounts
    • Third-party vault service
How It Works

How Your
Cash Is Handled.

01. Pickup

An armed crew collects sealed deposits from your locations.

02. Verify

Cash and coin counted and balanced at our vault.

03. Reporting

Deposit and vault activities are reported.

04. Secure Storage

Checked in to your vault to be prepared as change orders or deposited at the proper endpoint.

Statewide Footprint

We Cover All of Michigan
From Three Terminals.

Federal Armored covers the entire state of Michigan from terminals in Flint, Grand Rapids and Traverse City.

Flint

Terminal + Vault

Dispatch, vault and cash processing

Cash in transit, smart safes, ATM service, cash processing and vaulting, as part of our full-state Michigan coverage.

Grand Rapids

Terminal + Vault

Dispatch, vault and cash processing

Cash in transit, smart safes, ATM service, cash processing and vaulting, as part of our full-state Michigan coverage.

Traverse City

Terminal

Dispatch and daily service up north

Cash in transit, smart safes and ATM service, reaching corridors other armored carriers in Michigan do not, as part of our full-state coverage.

0+
Years in Operation
0
Michigan Terminals
0+
Daily Deliveries
0%
MSP-Screened Staff
Common Questions

What every buyer
asks first.

What are vaulting services?

Secure off-site storage and processing of currency and coin. Our vault terminals operate with zero-tolerance balancing protocols. Deposit verification, cash inventory management, change order fulfillment and secure transport between your locations and our vault, all with complete chain-of-custody documentation and transfers to the Federal Reserve.

How do vaulting services benefit my bank or credit union?

Your branch staff stops counting, sorting, and verifying cash — freeing tellers and operations teams to focus on member-facing services. Your on-premises cash inventory drops, reducing insurance costs and security exposure. Our vault handles the heavy processing, denomination prep, and Federal Reserve connectivity, becoming a seamless extension of your branch operations across multiple locations.

How do vaulting services benefit my business?

Reduces risk, increases operational efficiency, and frees up your resources. Your staff stops counting cash and making bank runs. Your insurance premiums drop. Your audit trail becomes airtight. You scale your cash services without expanding your physical infrastructure — our vault network becomes an extension of your operation.

How does Federal Reserve direct transfer work for our deposits?

We route deposits from your branches through our vault to the Federal Reserve. How often transfers run depends on which terminal serves you, and we set the schedule during onboarding.

Twenty Minutes. No Commitment.

Move Cash Handling
Off Your Floor.

A 20-minute assessment. A custom proposal within 48 hours. Service in days, not months.

Explore More

See the full Federal Armored service catalog.

Smart safes, CIT, vaulting, ATM management, cash processing — the complete operation.

Back to federalarmored.com